Government and non-profit grants for tubal ligation reversal surgery can be hard to come by, but they can significantly reduce a person’s financial strain when going into the procedure. If you are currently attending college, you may qualify for federal student aid. This money is designed to help you pay for your books and registration fees. More importantly, it can help your redirect some much needed money towards your tubal reversal procedure. You can get up to $5,000 per year through FAFSA depending on several factors including your personal income and assets. If you do not qualify for this type of financial aid, there are numerous ministries and religious organizations that donate money to women who want to restore their fertility.
The Lord’s Heritage ministry is a Christian organization that accumulates funds from its members to help offer not only free tubal reversal surgery but also vasectomy reversals. In order to qualify for a donation from the organization, you must subscribe to their waiting list. While organization such as these should not be ignored, they are with their drawbacks. There is no telling how long it may take before you are approached for a donation as there are thousands of other families in your exact position. Furthermore, with the economy still on rocky ground, donations may not be as generous as they once were. You may even not feel particularly comfortable sharing sensitive information with such organizations, including family income and whatnot.
You never want to sit idle as you are waiting to hear back from ministries and other funding sources. Instead, you should be talking to lending institutions like your bank about potential loans you can take out to cover the procedure. If you own a home, you may be able to re-work your mortgage to get some money out. Although the urgency to get the procedure underway may seem profound, you have to approach the issue with caution as you may inadvertently put your financial history in jeopardy. You should be actively looking out for financing options and trying to get your credit in order if need to be to look at the more rounded to potential lenders for your tubal reversal surgery.
Your doctor may offer financing through CareCredit or some other lender. Go ahead and see what they have offer in terms of repayment period, interest rates, etc. Don’t hastily force yourself into the tubal reversal loan offered by the doctor’s office if you know you can do better. You will need to take the time to compile a list of potential organizations offering grants and apply to those that seem worthwhile. But again, don’t get into the mindset on relying on any one source of funding. You need to diversify your strategy and set up a timeline so that even though you don’t get approved for a tubal reversal grant, you’re still able to apply for a loan and get acceptable terms. How long should expect to get your funding in order? It’s difficult to say, but give it at least a few months of diligent work and you may be in for a surprise.